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Principal Architect, eComm Payments - CIB

JP Morgan

2 - 5 years

Florida

Posted: 23/05/2026

Job Description

Step into the role of a Principal Architect at JPMorganChase and become a driving force behind the development and adoption of cutting-edge, cloud-based technologies.

As a Principal Architect at JPMorganChase within the CIB/Payments line of business, you provide expertise to enhance and develop architecture platforms based on modern cloud-based technologies, as well as support the adoption of strategic global solutions. Leverage your advanced architecture capabilities and collaborate with colleagues across the organization to drive best-in-class outcomes.

Job responsibilities

 

  • Advises cross-functional teams on technology selection to achieve target state architecture and decisions on improvements to current technologies
  • Develops multi-year roadmaps aligned with business and architecture strategy and priorities
  • Creates complex and scalable coding frameworks using appropriate software design
  • Develops secure and high-quality production code, and reviews and debugs code written by others
  • Serves as the function’s go-to subject matter expert
  • Contributes to the development of technical methods in specialized fields in line with the latest product development methodologies
  • Creates durable, reusable software frameworks that improves velocity and quality of output across teams and functions
  • Champions the firm’s culture of diversity, opportunity, inclusion, and respect

 

Required qualifications, capabilities, and skills

  • 15+ years of Hands-on practical experience delivering system design, application development, testing, and operational stability
  • Expertise in one or more programming language(s)
  • Deep knowledge in one or more software, applications, and architecture
  • Advanced knowledge of software architecture, application development, and technical processes with considerable in-depth knowledge in one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
  • Experience applying expertise and new methods to determine solutions for complex architecture problems in one or more technical disciplines
  • Ability to present and effectively communicate to Senior Leaders and Executives
  • Strategic mindset in acquiring payments for payments business - Understanding of the acquiring payments business
  • Strong experience in Payments auth optimization and protection services: vault, tokens, encryption, risk and other value added services like recurring billing
  • Practical cloud native experience 

     

  • Strong experience in APIs - api standards, functional, governance
  • Experience with in-store or eCommerce merchant payments
  • Ability to understand business requirements, create design, create technical delivery roadmap and technical know how's
  • Strong technical background with design and delivery experience with software patterns and principles
  • Experience as a functional architect (business / product)
  • Experience with domain model, understands business process flow, client experience and use cases
  • Understands business capability, features taxonomy
  • Strong communication and leadership presence

 

Preferred qualifications, capabilities, and skills 
  • Point of Sale experience is a plus.

     

  • Cloud certification is a plus

About Company

JP Morgan Chase & Co. is one of the world's largest and most prestigious financial institutions, headquartered in New York City. It operates in over 100 countries, providing a wide range of financial services including investment banking, asset management, commercial banking, and wealth management.The company serves corporations, governments, institutions, and individual clients, offering expertise in areas such as mergers and acquisitions (M&A), securities trading, and credit management. Known for its global reach and financial strength, JP Morgan is a leader in innovation and sustainability within the banking industry.

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