Product Manager - Escrow

Job description

Role & responsibilities:

We are seeking an experienced Product Manager to lead the development and management of our Escrow product suite,

ensuring compliance with regulatory frameworks and delivering innovative solutions across multiple segments. The ideal

candidate will have a strong understanding of escrow services, capital market escrows, and other regulatory escrow structures

such as PPI (Prepaid Instruments), P2P (Peer-to-Peer Lending), Payment Aggregator, etc., combined with the ability to structure

complex escrow and TRA (Trust and Retention Account) deals.

The role ensures the product team supports business goals, enhances operational efficiency, and delivers personalized,

compliant, and scalable digital solutions.

Define product vision, strategy, and roadmap for escrow services across real estate, capital markets, and regulatory segments.

• Identify new business opportunities and design innovative escrow solutions for corporates, fintechs, and developers.
• Conduct market research and competitive benchmarking to ensure product differentiation.

Ensure compliance with RERA, RBI guidelines (PPI, P2P, Payment Aggregators), SEBI norms for capital market escrows, and other applicable regulations.

• Develop and maintain policies, processes, and SOPs for escrow operations.
• Liaise with legal, compliance, and audit teams to incorporate regulatory changes into product design.

Ensure all product notes and underlines process are dully documented and approved in respective committees. No major open item w.r.t. audit / compliance / system audit etc. should exist beyond a reasonable timeframe. Oversee documentation for escrow agreements, TRA structures, and regulatory filings. Ensure readiness for internal and external audits by maintaining accurate records and compliance reports.

Looking For : -

• Graduate/Postgraduate in Business, Finance, Law or related field.
• MBA or CA/CS/CWA preferred.
• Experience 47 years of experience in Product Management within Banking, Financial Services, or Escrow domain.
• Freshers may also apply if they meet any of the following criteria :

CA or CS qualified in the first attempt, OR LLB from Tier I law schools.