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Digital Technical Business Analyst (Digital Banking)

Luxoft

0 - 3 years

Bengaluru

Posted: 09/03/2026

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Job Description

Project description

We are seeking an experienced Digital Technical Business Analyst (Tech BA) to support large-scale digital transformation initiatives within Online and Mobile Banking platforms. The role requires strong analytical capability, hands-on technical proficiency (including SQL), and the ability to operate effectively within complex, enterprise-level digital programs. The ideal candidate combines structured requirement management with technical depth, stakeholder influence, and a proactive, solution-oriented mindset.


Responsibilities

Business & Technical Analysis

  • Elicit, analyze, and document detailed functional and non-functional requirements.
  • Produce high-quality BRDs, FRDs, user stories, acceptance criteria, and process documentation.
  • Translate business requirements into technical specifications and data mapping documents.
  • Follow and manage end-to-end process flows, ensuring traceability from requirements through deployment.


Data & System Analysis

  • Write and validate SQL queries for data analysis, validation, and reconciliation.
  • Perform data mapping across upstream and downstream systems.
  • Support data migration activities, including legacy-to-target system transitions.
  • Conduct impact assessments for system integrations and data changes.


Digital Banking Domain Delivery

  • Work on Online Banking and Mobile App initiatives.
  • Contribute to large-scale digital transformation programs involving multi-system integration.
  • Support features related to:
  • Secure messaging
  • Document management
  • Customer communications
  • Regulatory and compliance-driven changes


Agile Delivery & Governance

  • Operate within a SCRUM framework, actively participating in:
  • Sprint planning
  • Backlog grooming
  • Daily stand-ups
  • Sprint reviews
  • Retrospectives
  • Collaborate with Product Owners, Architects, Developers, QA, and Business Stakeholders.
  • Ensure requirements are testable, measurable, and aligned with business outcomes.


Stakeholder Management & Leadership

  • Proactively engage with business and technology stakeholders.
  • Challenge assumptions constructively and propose alternative, value-driven solutions.
  • Facilitate workshops and walkthrough sessions.
  • Manage ambiguity in large enterprise environments.


Mandatory Skills

  • 6-10+ years of experience as a Technical Business Analyst.
  • Strong experience in Digital Banking programs (large-scale enterprise initiatives preferred).
  • Proven experience in:
  • Online Banking platforms
  • Mobile application delivery
  • Secure messaging systems
  • Document management solutions
  • Hands-on experience writing complex SQL queries.
  • Demonstrated experience in data migration and system transformation programs.
  • Strong understanding of end-to-end banking processes.


Technical Skills

  • SQL (mandatory)
  • Data Mapping & Data Lineage documentation
  • System Integration Analysis
  • API understanding (preferred)
  • Agile/SCRUM delivery frameworks
  • Requirement traceability tools (e.g., JIRA, Confluence, ALM)
  • Soft Skills & Competencies
  • Proactive and ownership-driven mindset
  • Strong analytical and problem-solving capability
  • Ability to challenge stakeholders constructively
  • Excellent documentation and communication skills
  • Structured, detail-oriented, and delivery-focused
  • Comfortable working in high-complexity, multi-vendor environments

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