Data Scientist-KMPL Support Services-Analytics

Kotak Mahindra Bank

5 - 10 years

Mumbai

Posted: 3/18/2025

Job Description

               
Grade M1 to M4 Reports to: Lead/Principal Data Scientist        
Is a Team leader? No Team Size: --        
               
Role Data Scientist/Sr Data Scientist            
Business: Not Applicable Department:  Analytics Sub-Department:   Not Applicable    
Location: Mumbai            
Role              

As a Data Scientist specializing in to building Analytical Models for Banks/NBFCs/Insurance industry, your primary responsibility is to utilize machine learning algorithms or statistical models to optimize Business Processes across Customer Life Journey. You will be required to build the model pipeline, work on its deployment and provide the required support until its last leg of adoption. Your role involves collaborating with cross functional teams to develop predictive models that assess Credit Risk and/ or personalize Customer Experience. You will also be responsible for identifying relevant base for targeting (cross-sell/up-sell) and running these campaigns from time to time.

             
Key Responsibilities              

1. Writing Optimized Code: 

  •  Develop and maintain efficient, scalable code for model pipelines
  •  Implement best practices in coding to ensure performance and resource optimization

2. Version Control and Lifecycle Configuration:

  • Familiar with best practices to manage codebase changes with available resources
  • Maintain and update configuration files to manage the lifecycle of data science models

3. Extracting Usable Information from Data: 

  • Translate business needs into data-driven solutions and actionable insights
  • Conduct thorough exploratory data analysis to uncover trends and patterns.
  • Create and maintain feature repositories to document and manage features used in models

4. Building Robust Models: 

  • Develop models that are reliable and generalize well across different time periods and customer segments.
  • Continuously monitor and improve model performance to adapt to changing data and business conditions

5. Publishing Model Outcomes: 

  • Communicate model results and insights effectively to stakeholders.
  • Facilitate the adoption of models by ensuring they meet business needs and are user-friendly.

 

             
Qualifications              
  • Master/PGDM   in Statistics/Economics OR
  • MCA/ IIT - Btech/Bachelors in Statistics +  up to 2 years of relevant experience  
             
Role Proficiencies              
  • Must Have Skills :
  • Ms Excel & PowerPoint
  • SQL
  • Python
  • Supervised & Unsupervised machine learning algorithms
  • Strong Communication skills
  • Collaborative Mind-set
  • Pro-active Approach to problem solving & stakeholder engagement

 

  • Good to have Skills :
  • SAS
  • AWS S3/ Sagemaker
  • Version Control

 

             
               

 

About Company

Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.

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