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Credit Strategy Manager

Credila

3 - 5 years

Mumbai

Posted: 05/11/2025

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Job Description

Job Title: Manager - Credit Strategy

Company

Credila Financial Services Ltd

Location

Mumbai

Department

Credit

Travel

Occasionally

About the Company

Credila (Formerly known as HDFC Credila Financial Services Limited) is India’s First Dedicated Education Loan Company.  Credila Financial Services pioneered the concept of specialist Education Loan lender and became India ’s First Dedicated Education Loan Company. Credila’s brand purpose is to contribute towards Transforming Lives and Building the Nation! Credila has funded tens of thousands of students from India to over 2100+ unique educational institutes across 35+ countries!

Key roles and responsibilities

ü  Developing strategies that will help manage risk and drive growth in the face of shifting consumer and regulatory demands

ü  Drive improvements in credit performance by implementing future consumer credit trends to existing credit processes and testing hypotheses using rigorous monitoring and analysis

ü  Work closely with colleagues across the Company, be it Credit, Product or Operations

ü  Supplementing conceptual thinking skills must be supplemented by a strong quantitative orientation.

ü  Strong decision maker, able to bring a healthy, aggressive, yet responsible approach to business

ü  Good written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills

ü  Drive and execute a plan in an uncertain and fluid environment

Skills

ü  Highly analytical and research-oriented

ü  Excellent verbal and written communication skills

ü  Strong knowledge of credit risk analysis/underwriting principles, methods, and practices

ü  Manage multiple projects and prioritize work in a fast-paced environment

ü  Demonstrated ability to work and collaborate effectively with others

ü  Ability to approach problems quantitatively and qualitatively

ü  Attention to details

ü  Possess strong problem-solving skills (hypothesis-driven thinking, analytical, quantitative, conceptual skills)

Qualifications

ü  CA or MBA or master’s degree in finance, Accounting or Analytics

About Company

Credila, a subsidiary of HDFC Ltd., is India’s first dedicated education loan company, providing customized education financing solutions for students pursuing higher studies in India and abroad.

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