Cluster Head

Job Title: Cluster Head Business Loans in a leading Bank.

Grade -AVP

Location-Patna

Role Summary:

Responsible for driving growth and profitability of the business loan portfolio in the assigned division by managing sales teams, building strong customer relationships, and ensuring a high-quality loan portfolio.

Key Responsibilities:

• Achieve sales targets for secured and unsecured business loan products.
• Lead and manage a large sales team including Area Managers and Relationship Officers.
• Guide the team on business loan products, including CC/OD and working capital facilities.
• Identify and acquire new customers while strengthening relationships with existing clients.
• Coordinate with the credit team for smooth loan processing and approvals.
• Monitor portfolio quality, track repayments, and control delinquencies.
• Review team performance and provide regular feedback to improve sales outcomes.
• Ensure timely submission of daily, weekly, and monthly reports.
• Travel across the assigned division as per business requirements.

Experience & Skills:

• 79 years of experience in banking or financial services.
• Strong knowledge of secured and unsecured business loans and CC/OD products.
• Experience in managing large sales teams (50+ members).
• Exposure to handling loan ticket sizes of 25 lakh and above.
• Bachelors or Postgraduate degree required.