Cards and Merchant Business Analyst
Wipro
0 - 3 years
Bengaluru
Posted: 01/05/2025
Job Description
Job Description
Role: Cards and Merchant Business Analyst (Senior Manager role)
Job Description:
• Knowledge of Cards Issuing, Cards Management and Servicing, Merchant Acquiring Systems, Merchant Payment Gateway and/or the end-to-end cards processing from merchant / POS stand point
• Ability to understand cards and merchant business process and requirements and translate into a functional requirement across a wide array of products and technologies.
• Well versed with Transaction Authorization, Submission, Settlement, Reconciliation, Dispute and Chargeback
• Strong knowledge of ISO8583 messages
• Strong knowledge of EMV data processing – Request and Response Cryptogram
• Strong hold on Credit Card, Prepaid Cards processing
• To undertake business analyst roles covering SDLC phases (requirements, specifications, test cases, and implementation) using AGILE methodology of delivery
• Document and maintain EPICs, Use Stories, Functional Design, and System Specification
• Liaising with business teams, colleagues, third party vendor(s) & partner systems to formulate detailed requirements.
• Interpreting user requirements and produce detailed documentation (including processes) to be used to communicate to technical and test teams
• Producing high-level and detailed impact assessments to inform estimated effort for work packages
• Writing, analyzing & reviewing high level test scenarios
• Involvement in analysis & investigation of Production defects and Testing issues raised during project life cycle
• Ability to walk-through Business Operations team the detailed requirements and the technical design to showcase the solution
• Required to encourage best practices in the development of solutions and ensure delivery of qualitative and cost-efficient system solutions
• Expected to carry out knowledge sharing, and training activities where required
͏
Skills:
• 15+ years of Issuing and Acquiring experience, having worked in Tier-1 IT organizations in BFSI domain for large cards ecosystem system implementation projects, EMV, payments gateway projects
• Good understanding of the Cards systems and e2e flows for origination, underwriting, cards application processing, issuance, account management, disputes and chargeback, cards servicing etc.
• Good understanding of the merchant systems and e2e flows for authorization, refund, stand-in, cancellation, partial approval etc.
• Sound of understanding of payment formats such as ISO8583
• Product Skills – V+, ACI Acquirer Management System, Fiserv would be preferred
Ability to drive RFPs, provide solution, host practice initiatives, demonstrate practice credential during customer visits
• Excellent communication skills with ability to lead domain discussions independently.
• Proven ability to work with senior stakeholders and business sponsors and gain consensus and agreement
About Company
Wipro Limited is a global information technology, consulting, and business process services company based in India. Founded in 1945, Wipro provides a wide range of services, including software development, IT infrastructure management, and business consulting. The company serves various industries, such as banking, healthcare, and manufacturing, and is known for its focus on innovation and sustainability. With a presence in over 50 countries, Wipro is recognized for its commitment to quality and customer satisfaction.
Services you might be interested in
One-Shot Campaign
Reach out to ideal employees in one shot!
The intelligent campaign for reaching out to the ideal audience to whom you can ask for help (guidance or referral).