AI Scientist 1
Navi
2 - 5 years
Bengaluru
Posted: 21/02/2026
Job Description
About the Team
Navis GenAI team is transforming how AI powers financial services in India. We are
embedding advanced AI that directly impacts millions of users across Lending,
Payments, Insurance, and Investments. As a cross-functional team of engineers,
researchers, and product leaders, we work at the intersection of cutting-edge AI and
real business problems-shipping fast, learning constantly, and scaling what works.
About the Role
At Navi, our GenAI team leads the charge in transforming the fintech landscape with
state-of-the-art AI systems that redefine lending, insurance, investments and more.
We're not just innovatorswe're trailblazers, constantly pushing the boundaries to
develop solutions that accelerate business growth, enhance customer experiences, and
streamline operations.
Imagine working in an environment where your curiosity is your guide and every day
presents an opportunity to make groundbreaking discoveries. Our expertise spans AI
prompt engineering, data analytics, functioning of LLMs, natural language processing..
Each challenge is a chance to innovate, each project a step towards redefining the
industry.
When you join us, its not just a jobits your moment to be part of a pioneering
journey within fintech. Become a vital member of Navi and help shape the
future of financial technology.
Why You Should Join Our GenAI Team:
Engage in Cutting-Edge Innovation: Immerse yourself in pioneering Generative
AI projects that are at the forefront of market innovation. Whether it be GenAI
powered chatbots or GenAI based automation or any other exciting GenAI
projects - our high-growth, dynamic environment offers limitless opportunities
to experiment and innovate, keeping you at the cutting edge of the Generative
AI landscape.
Join a Collaborative and Forward-Thinking Team: Collaborate with a diverse
group of top-tier professionals who share your zeal for AI. Our culture of
continuous learning and professional growth will ensure youre always ahead of
the curve, ready to tackle the next big challenge.
Create Real Impact: Your work at Navi wont just be theoreticalit will have
immediate, real-world implications. By working cross-functionally with various
departments, youll design and develop AI solutions that address intricate
problems and make a significant impact on our customers lives.
Be a Part of the Fintech Revolution: This is more than a job; its a chance to be a
part of something transformative, pioneering breakthroughs that shape the
future of fintech. Are you ready to make your mark? Apply today and join the
Navi GenAI team!
Key Responsibilities
Develop and implement Generative AI (GenAI) based solutions tailored to create
business impact and enhance customer experience at Navi. This involves
understanding specific business needs and creating innovative AI-driven
strategies.
Collaborate extensively with cross-functional teams, including product
managers and software engineers, to conceptualize, solutionize, and deploy AI
solutions. Ensure seamless integration of AI solutions into existing workflows
and platforms.
Design, test, and refine AI prompts by leveraging advanced prompt engineering
techniques. This includes researching and identifying the most effective ways to
frame problems and elicit accurate responses from AI systems.
Continuously define and monitor key quality metrics (such as accuracy,
relevance, and completeness) and latency metrics (such as response time and
processing speed) of AI deployments. Use insights gathered to make iterative
improvements to models and prompts, ensuring they meet or exceed industry
benchmarks.
Stay informed about the latest advancements in GenAI, machine learning, and
related technologies, applying innovative techniques to enhance Navi's AI
capabilities.
Must Haves
Bachelor's or Master's degree in Engineering, Computer Science, or a closely
related discipline from a recognized institution.
Superior verbal and written communication skills are essential, enabling the
creation of detailed, contextually accurate AI and solutions.
Demonstrated ability in high-level critical thinking and problem-solving,
particularly in evaluating AI-generated outputs and iterating prompts to
enhance the performance and reliability of AI solutions.
Proficiency in programming, preferably in Python.
Exceptional analytical skills, with the ability to detect patterns, recognise biases,
and ensure the generation of high-quality AI outputs.
Bonus: An in-depth understanding of the operational principles and
mechanisms behind large language models (LLMs), including experience with
optimizing and customizing such models for specific business use cases.
About Navi
We are on a mission to make finance simple, accessible and affordable for a billion
Indians. Guided by a strong customer-first approach, we are building tech-first solutions
that work at scale. Our offerings include a range of financial products and services
across Loans, Insurance, Mutual Funds, Digital Gold and UPI.
Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of Indias
fastest-growing financial services organisations. But were just getting started!
Our Culture
At Navi, were a place where ambition meets opportunity and ideas turn into impact
quickly. We empower people with high ownership from the start, encouraging them to
solve meaningful problems and build with excellence. Teams here work in an
environment that values speed, collaboration and craftsmanship, while celebrating
learning, growth and shared wins along the way. Whether youre shaping the future of
fintech products or driving innovation behind the scenes, life at Navi means being part
of a high-energy, talent-driven workplace where your contributions truly make a
difference.
Were guided by our own operating system - The Navi OS - a set of principles that
shape how we work and win together. You can explore them at navi.com/our-values
to see what drives us every day.
If this feels like you, Navi is the place to grow, thrive and make a real impact.
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