Senior Fraud Analyst

Key Responsibilities

Domain Expertise: Proven experience in the Payments Industry, specifically dealing with Transactional Fraud, Digital Wallets, Payment Gateways, and E-commerce fraud

Fraud Strategy & Mitigation: Design, implement, and manage robust fraud prevention strategies for C2C (peer-to-peer) and C2B (merchant checkout) payment products, as well as Debit Card portfolios (covering both Card Present and Card Not Present transactions).

Authorization Optimization: Analyze transaction data to improve payment authorization rates across various checkout flows (both branded and unbranded/guest checkouts) while keeping fraud losses within risk appetite.

Customer Experience (CX): Balance aggressive fraud mitigation with user experience by minimizing false positives (false declines) and reducing unnecessary friction for legitimate customers.

Data-Driven Investigation: Investigate suspicious transaction patterns, account takeovers (ATO), and payment anomalies to determine root causes and develop proactive statistical models/rules.

System & Rule Development: Design and deploy fraud rules within decision engines and workflow systems. Build comprehensive monitoring reports to track the performance of fraud strategies.

Required Qualifications

Bachelors or Masters degree in Finance, Economics, Statistics, Mathematics, Computer Science, Engineering, or a related quantitative field.

3 to 7 years of hands-on experience in fraud strategy, specifically within Fintech, Digital Payments, E-commerce, or Payment Gateways.

Demonstrated experience in designing and implementing fraud rules using transactional, behavioral, and third-party data.

Strong proficiency in: SQL: Advanced querying, joins, aggregations, and performance tuning for massive transactional datasets. Python: Data manipulation (Pandas, NumPy), exploratory data analysis, and basic modeling; ability to productionize or hand over code to engineering teams.

Strong analytical and problem-solving skills with the ability to translate data insights into actionable strategies that directly impact the bottom line