Manager Risk Management

Job Description: Manager Risk Management

Role Overview

We are seeking a highly analytical and data-driven professional to join our Risk Management team. The candidate will be responsible for developing monitoring tools, managing capital assessments, and translating raw data into actionable insights and the end-to-end development of Power BI dashboards that drive strategic decisions.

Key Responsibilities

Portfolio Risk Monitoring & Performance Analytics

• Monitor and analyze critical portfolio performance metrics, including Entry Rates, Non-Starter Rates, Straight Flow Rates, PAR, Credit Cost/NCL, and Resolution Rates, to assess portfolio health and risk performance.
• Perform in-depth analysis of risk indicators, cohort performance, and emerging portfolio trends to identify insights and support timely decision-making.

Business Intelligence & MIS Reporting

• Design, develop, and maintain Power BI dashboards and reporting solutions by integrating relevant databases for credit performance, static pool analysis, OD utilization, and related portfolio metrics.
• Provide analytical insights to strengthen risk segmentation, underwriting strategies, collections and repayment strategies, and overall portfolio performance.
• Develop executive-ready monthly review decks, board presentations, and specialized dashboards, and present key risk insights to senior management with a focus on delinquency, concentration, and portfolio trends.
• Leverage advanced Excel-based skills to identify early warning signals (EWS) and support proactive risk mitigation to minimize potential credit losses.

Technical Skills & Qualifications

Experience

5-7 years of experience in Credit Risk Analytics, Portfolio Analytics, and risk reporting/monitoring

Must Have Skills

Strong hands-on proficiency in SQL and Python for data extraction, analysis, and analytical/modeling workflows.

Experience working with bureau data and transactional datasets for credit risk analysis.

Power Point Advanced

Expert-level Power BI/ Query

Advanced Excel; experience with Python or R is a plus

Domain Knowledge

Understanding of credit risk, portfolio risk, EWS, collection efficiency, etc.