ZONAL TECHNICAL MANAGER

Muthoot

3 - 12 years

Chennai

Posted: 27/06/2025

Job Description

Main Tasks & Areas of Responsibility

 

Key Result Areas and Supporting Actions Providing integrated Technical support towards following broad aspects of the Technical function.

 

 

  1. A thorough Understanding of RERA guidelines and its impact on the Real Estate Market, more specifically to Secured Mortgages.

 

  1. Monitoring & Updation on Laws pertaining to Real Estate, Policy and regulatory requirements impacting retail mortgage business rolled out by State, District and other Statutory authorities from time to time.

 

  1. Develop new initiatives & lead to State specific innovations.

 

  1. Suggest process improvement & effective implementation of same.

 

  1. Monitor technical evaluation process – State.

 

  1. Maintain TAT targets for the technical evaluation process.

 

  1. Work closely with the legal counterpart on the technical evaluation front.

 

  1. Conduct spot checks at various locations and suggest region specific amendments to increase business & mitigate risk.

 

  1. Proactively work towards developing robust processes for early triggers for FRAUD DETECTION & AVOIDANCE.

 

  1. Monitor handling of Fraud cases on the technical front ie., Identification, handling, reporting and facilitation closure as per the action decided.

 

  1. Vendor Management 

 

  1. Market Intelligence on Real Estate.

 

  1. Supporting Ground Team on Revaluation on Distressed Assets and its resolution.

 

  1. General Support.

 

  1. To Focus on Skill Enhancement & Team Development

 

Special Requirements (If any)

 

  1.     Must have experience in Secured lending / unsecured lending business

 

Educational Qualification / Technical Certification

  1. B.E. (Civil) / B. Arch Minimum.

About Company

Muthoot Finance Ltd. is India’s largest Non-Banking Financial Company (NBFC) specializing in gold loans. Headquartered in Kochi, Kerala, the company offers a wide range of financial services including personal loans, insurance, money transfer, forex, and microfinance. Its core business is providing instant loans against gold jewellery, primarily serving the unbanked and underserved population across urban and rural India. With over 6,000 branches and a strong presence in international markets like the UAE, USA, and UK, Muthoot Finance is known for its deep-rooted trust, operational scale, and strong commitment to financial inclusion. The company is publicly listed and regulated by the Reserve Bank of India.

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