Wholesale Credit Risk – Technology, Media, Telecoms -Associate

Associate role in the Technology, Media & Telecoms Corporate Team within Wholesale Credit Risk EMEA covering clients for the Commercial & Investment Bank. The role will cover a wide range of Leveraged (both Private Equity-owned and Corporate) and Investment Grade clients in the Technology, Media & Telecoms sectors. The role will benefit from flexible work arrangements, including work-from-home and office rotations.

Job Summary and Responsibilities

• Working as a team to negotiate and develop recommendations for new transaction approvals across a variety of products including secured and unsecured loans (general corporate purposes or event driven), derivatives, trade and treasury products.
• Leading due diligence and credit analysis to assess the credit worthiness of counterparties and make recommendations as to appropriate structure, risk appetite and grading.
• Ongoing credit risk portfolio management including monitoring of credit ratings, sector trends and client performance. 
• Balancing a commercial and solution-driven mindset with a sound risks & controls attitude to the Firm’s balance sheet.
• Proven ability to develop close working relationships at senior levels with a variety of stakeholders within the Commercial & Investment Bank, including Coverage/Corporate Bank (mid and large caps) product specialists (DCM, LF, Trade, TSS), Markets (Derivative Sales), Capital Markets and M&A. 
• Understands J.P. Morgan’s Risk management policies and related interactions with various stakeholders, including Regulators and Auditors.

Qualifications & Experience

1. Sound credit skills and judgment, with a proactive and flexible approach to coordinating and leading credit processes as well as identifying key risks and appropriate mitigants.
2. Good interpersonal and communication skills.  Be able to establish credibility and trust with internal business and risk stakeholders.
3. Working knowledge of transaction structures, documentation and banking products sufficient to lead the execution of new deals and portfolio workstreams. 
4. Experience in Sponsor deal financings or expertise in relevant Industrial sectors is beneficial but not essential.
5. Ability to be a self-starter while being able to work effectively in a team environment.