VP/AVP-Credit and Risk Lending (Supply Chain Finance)

HIRING |VP/AVP- Credit and Risk (Supply Chain Finance)

Cashfloat, Credflows emerging debt marketplace, is expanding its leadership team. We connect high-quality SMEs and mid-market companies (20200+ Cr turnover) with banks, NBFCs, private credit funds, and structured lenders, delivering working capital, term loans, supply chain finance, bill discounting, and structured debt solutions.

We are seeking a seasoned Vice President / Head Credit to lead and institutionalize our end-to-end credit function, ensuring disciplined growth within a strong risk and regulatory framework.

Key Responsibilities

• Define and own credit policies, underwriting frameworks, and risk appetite across lending products

• Provide oversight and final approval on complex and structured credit proposals

• Monitor and manage portfolio quality (delinquencies, NPAs, vintage analysis, concentration risk)

• Lead credit committees, risk reviews, and early warning mechanisms

• Structure cash-flow based and collateral-backed lending solutions

• Act as the senior credit interface for banks, co-lenders, and institutional partners

• Ensure compliance with RBI regulations, KYC/AML standards, audits, and governance requirements

• Build and lead high-performing underwriting and portfolio risk teams

Candidate Profile

• 1012+ years of experience in SME / Mid-Market / Corporate Credit

• Strong exposure to Working Capital, Term Loans, SCF, Bill Discounting, and Structured Debt

• Prior senior credit leadership experience in an NBFC, Bank, or Fintech

• CA or MBA (Finance) from a Tier-1 institute preferred

You can share your profile at Hr@credflow.in/Gazal.khan@credflow.in