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Vice President – Credit Limit Maintenance Manager - C13 - Mumbai

Citi Bank

10 - 14 years

Mumbai

Posted: 16/07/2025

Job Description

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

The Credit Maintenance Senior Manager is a senior management level position responsible for accomplishing results through the management of a team or department in an effort to maintain data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to drive data quality efforts, analyze and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.


In this role, you’re expected to:

  • Manage one or more credit start units to accomplish established goals and provide assistance to several products

  • Assist in the development of credit initiation strategies to guarantee quick reply to clients

  • Conduct personnel duties for team (e.g. performance evaluations, hiring and disciplinary actions)

  • Work with the Credit Risk Managers to evaluate approval strategies and coordinate and contribute to the goals of the function as a whole

  • Make evaluative decisions according to an analysis of the factual information in complicated and unique situations

  • Conduct the assisted area partaking in partial or full responsibility for final results, budget administrations, and resource planning

  • Ensure that essential procedures are respected and help define the standards

  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

As a successful candidate, you’d ideally have the following skills and exposure:

  • 10-14 years of experience

  • Experience in a similar management position

  • Demonstrated expertise in Credit, Project Management, and Collections/Non-compliance

  • Working knowledge of industry standards and practices

  • Consistently demonstrates clear and concise written and verbal communication

  • Ability to negotiate with external third parties

Education:

  • Bachelor’s degree/University degree or equivalent experience

  • Master’s degree preferred

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei

About Company

Citi Bank, officially known as Citibank, is a global financial institution and the consumer division of Citigroup, a leading multinational banking corporation. Established in 1812, Citibank provides a wide range of financial services, including retail banking, credit cards, personal loans, wealth management, and investment banking. With a strong presence in over 100 countries, it serves millions of customers worldwide, offering both individual and business banking solutions. Citibank is known for its digital banking innovations, global reach, and commitment to financial inclusion and economic growth.

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