Vice President - Product Developer ( Wholesale Credit Risk Business Case developer )- Mumbai
Citi Bank
6 - 10 years
Mumbai
Posted: 15/03/2025
Job Description
The ICM Product Development team is dedicated to discovering, designing and delivering an end to end credit process that empowers our clients, bankers, underwriters, middle officer and operations specialists. We work cross-functionally with stakeholders, technologists and designers to develop and deploy value added solutions across the entire credit delivery lifecycle, continuously iterating and improving our approach.
The Product Developer will drive innovative credit process solutions within Wholesale Lending Credit Risk domain. This critical role is responsible for developing and implementing strategic product initiatives that enhance operational efficiency, risk management and digital transformation capabilities.
Responsibilities:
- Work on strategic priorities and day to day efforts for a custom workflow application that supports end to end credit lifecycle
- Collaborate with design teams and subject matter experts to develop target state experiences for clients and internal stakeholders
- Deeply understand existing use cases, current state process and current system capabilities
- Translate strategic design into discrete well-scoped initiatives that meet critical business objectives
- Analyze complex business requirements and draft comprehensive user stories
- Lead and participate in agile release activities
- Drive robust change management to ensure adoption and achievement of business goals
- Develop strong cross-functional relationships and organizational alignment
- Continuously iterate on solutions for ongoing improvement and innovation
Qualifications:
- 6-10 years of experience
- Intellectual curiosity, analytical and conceptual thinker
- Proactively seeks and develops new opportunities
- Attention to detail and process/analytic mindset
- Ability to build networks and relationships internally and externally
- Familiarity with product development methodologies
- Direct experience in end-to-end project delivery, preferably in product development, and knowledge of various analytical tools including Qlikview, Tableau, Access
- Comfortable with performing data investigations that require a high degree of accuracy with tight timescales
- Ability to create business analysis, troubleshoot data quality issues, and conduct exploratory and descriptive analysis of business datasets
- Ability to structure and break down problems, develop solutions, and to drive to results
- Process Management knowledge with a propensity for detail and comprehensiveness of content
- Ability to collaborate and clearly communicate with team members of an organization
- Project Management skills with experience leading large cross functional initiatives
- Generation of reports and presentations for management
Education:
- Bachelor’s/University degree, Master’s degree preferred
About Company
Citi Bank, officially known as Citibank, is a global financial institution and the consumer division of Citigroup, a leading multinational banking corporation. Established in 1812, Citibank provides a wide range of financial services, including retail banking, credit cards, personal loans, wealth management, and investment banking. With a strong presence in over 100 countries, it serves millions of customers worldwide, offering both individual and business banking solutions. Citibank is known for its digital banking innovations, global reach, and commitment to financial inclusion and economic growth.
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