US Mortgage Live Underwriter
Career Guideline
2 - 5 years
Bengaluru
Posted: 05/02/2026
Job Description
Were Hiring | US Mortgage Live Underwriter
Job Title: US Mortgage Live Underwriter
Location: | Bengaluru | Work From Home
Experience: Minimum 3+ years of US mortgage underwriting (with at least 1 year in live underwriting)
Salary: Up to 14 LPA
Key Responsibilities
Review and analyze mortgage loan applications for eligibility, accuracy, and compliance.
Evaluate creditworthiness, income, collateral, and loan-to-value ratios.
Make independent decisions on loan acceptance and associated risk.
Provide final approval on mortgage loans.
Collaborate with internal teams to resolve escalations.
Manage loan files and processing using Encompass and other LOS platforms.
Requirements
Bachelors degree or equivalent.
Minimum 3+ years of experience in US mortgage underwriting, with at least 1 year of live underwriting.
Strong knowledge of the 4 Cs of underwriting Credit, Capacity, Collateral, and Capital (Assets).
Hands-on experience with Fannie Mae, Freddie Mac, FHA, and VA guidelines.
Proficiency with AUS tools (DU/LP) and manual underwriting.
Experience working with LOS platforms like Encompass, Blend, etc.
How to Apply
Interested candidates can share their resumes to
Email ID :
Contact No : +91 -
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