Trainee Credit Analyst – Australian Mortgage Market

Company: Skillpal Outsourcing Pvt Ltd

Industry: Australian Credit & Lending

Job Type: Full-Time

Future CTC (Post Confirmation): 5.5 LPA

Bond: 2 Years

Qualification : Freshers/Students are welcome to apply from the following streams:

• CA / CFA (Pursuing or Completed)
• M.Com
• MBA (Finance)
• BBA (Finance)
• Or equivalent qualification with strong interest in Credit Analysis

Why This Role Is Exceptional

Credit Analysts are at the core of financial decision-making , evaluating borrowers, assessing risk, and enabling responsible lending.

In India, professionals with hands-on exposure to the Australian mortgage market are extremely rare. This role gives you the opportunity to start a high-value, decision-driven finance career , developing skills that set you apart in the global finance domain.

This is a core finance career track , not a support or operations role. You will be part of real credit decisions impacting borrowers and lenders.

What Youll Work On

As a Trainee Credit Analyst, you will:

• Analyze residential mortgage applications in the Australian market
• Assess income, liabilities, and borrower risk according to Australian lending standards
• Apply lender credit policies and risk frameworks
• Support credit decisions and loan structuring for Australian home loans
• Gain end-to-end exposure to the Australian mortgage lifecycle
• Develop analytical, decision-making, and financial judgment skills from day one

This role builds specialist expertise in one of the fastest-growing international finance domains.

Career Progression

• Trainee Credit Analyst : 6-month Career Launch Phase, earning 10,000/month while gaining professional exposure
• Confirmation into Credit Analyst role : 5.5 LPA
• Long-term growth into Senior Credit Analyst, Risk Specialist, or Lending Leadership roles
• 2-year bond ensures a serious, committed career path
• Structured professional development and mentorship throughout

Compensation

• Career Launch Phase (6 months): 10,000/month
• Post Confirmation as Credit Analyst: 5.5 LPA
• Performance-linked growth opportunities thereafter

Earn while you learn and build a high-value finance career in the Australian mortgage market.Who Should Apply

• Graduates or early-career professionals seeking a core finance career
• Candidates interested in credit, risk, and lending
• Individuals focused on long-term growth and global exposure
• People eager to build rare specialist expertise in the Australian mortgage domain
• Candidates who are ready to commit to a 2-year bond and serious career path

Why This Is a Top Career Choice

• Core finance skills remain highly relevant across markets and cycles
• Exposure to Australian mortgage credit significantly enhances career value
• Strong demand across banks, NBFCs, and global lenders
• Early entry into a specialist, high-demand finance track is rare
• Fast-track your career into decision-making roles instead of clerical work