Technical Product Manager – Life Insurance (Immediate Joiners Preferred)

Technical Product Manager Life Insurance

Location : Bangalore

Position Overview

We are seeking an experienced Technical Product Manager with strong expertise in Life Insurance products, systems, and digital platforms. The ideal candidate will drive product strategy, manage endtoend product development, and collaborate closely with engineering, actuarial, underwriting, operations, and business stakeholders to deliver scalable digital solutions for Life Insurance.

Key Responsibilities

Product Strategy & Ownership

• Define and own the product roadmap for Life Insurance platforms and digital solutions.
• Translate business goals, customer needs, and market trends into actionable product features.
• Prioritize the product backlog based on business value, feasibility, and technical effort.

Technical & Functional Expertise

• Work closely with engineering teams to define technical requirements, system workflows, data integrations, and architecture considerations.
• Understand Life Insurance domain deeplyProducts, policy administration, underwriting, new business, claims, reinsurance, compliance, and regulatory aspects.
• Collaborate with actuarial teams to understand product rules, pricing models, and calculations.

Product Development & Delivery

• Lead endtoend lifecycle from concept requirements design development testing release.
• Write detailed PRDs, user stories, acceptance criteria, and technical workflow documentation.
• Ensure system integrations with CRM, PAS (Policy Administration Systems), underwriting engines, payment gateways, and digital onboarding platforms.

Stakeholder Management

• Act as the bridge between business teams, technology teams, and external vendors.
• Collect feedback, conduct requirement workshops, and ensure alignment across all stakeholders.
• Support presales, solutioning, and customer demos as needed.

Quality & Compliance

• Ensure Life Insurance regulatory requirements (IRDAI or equivalent) are incorporated into product features.
• Work with QA teams to ensure proper test coverage, UAT, and regression validation.
• Drive continuous improvements and help resolve production issues with RCA.

Required Skills & Experience

• 915 years of total experience, with strong exposure to Life Insurance domain.
• Minimum 35 years as a Product Manager / Product Owner / Business Analyst in insurance technology.
• Handson experience in Life Insurance platforms such as:
• Policy Administration Systems (PAS)
• Underwriting engines
• Digital onboarding/KYC platforms
• Claims management systems
• Strong understanding of:
• Life Insurance products (Term, Endowment, ULIP, Annuity, Riders)
• Business processes (NB, UW, Policy Issuance, Servicing, Claims)
• Regulatory compliance (IRDAI or regional equivalents)
• Ability to convert functional requirements into technical deliverables.
• Strong skills in Agile methodology, Jira/Azure DevOps, user stories, workflow diagrams.
• Excellent communication, documentation, and crossfunctional leadership skills.

Preferred Qualifications

• Experience working with InsurTech platforms or digital insurance transformation projects.
• Understanding of data models, API integration, microservices, and cloud-based solutions.
• Certifications: CSPO, SAFe PO/PM, PMP, or equivalent (optional).
• Experience in automation, analytics, or AI/MLdriven insurance projects is a plus.

Education

• Bachelors degree in, Computer Science, Information Technology, or related fields.
• MBA in Insurance, Technology, or Operations is advantageous.