Team Member-Risk Process-Corporate-Support Division-Commercial Risk

Grade- M2

Role – Risk Manager

Job Description – 

• Preparing Policy and take timely portfolio corrective actions.
• Making Management Deck and presentation.
• Own the portfolio in terms of approval rate, fraud management, distribution management, risk- Monitoring, portfolio correction and managing loses.
• Closely monitor loss metrics and managing losses against budget.
• Periodic Monitoring of the bounces and do analysis for establishing non-perfoming cohorts.
• Work closely with BIU team over risk modelling and frame policies around various models.
• Engage with stake holders like business, RCU and Collection on improving portfolio health.  

JOB REQUIREMENTS

Skills/Knowledge prerequisites

• Should have atleast 8-10 years’ experience in atleast 3 of the following – credit underwriting, risk policy, product or process implementation, audit, digitisation or automation.

Personality Traits

1. Sharp analytical skills and ability to imagine and anticipate probable risks in lending processes. 

1. Ability to conceptualise and create user-friendly processes and flows. 

1. Creative

1. Ability to tackle new and unforeseen challenges.

1. Attention to detail.

1. Sharp verbal and written communication skills, 

1. Adept in conflict management. 

1. High level of integrity,

1. Empathy

1. Ability to deliver projects within tight deadlines.