Team Member - Risk-SALARIED PERSONAL LOANS-NEW-Risk

Job description

Job title: Data, Personal Loan

Location: Head Office Mumbai

Grade: M3

Number of Position: 1

Job Responsibilities:

• Monitor portfolio delinquencies at micro level, identification of segments, locations, channels, profiles and proposing policies/ strategies to enable business and control risk
• Proficient in coding and working experience in creating risk monitoring dashboards like vintage charts, KPIs, business trends, etc.
• Managing portfolio with data driven insights using Demog and Bureau data and recommend necessary alteration in policy when required
• Experience on creating features using bureau/demog/banking variables and creating insights
• Handled cross functional projects to develop new product/program
• Knowledge about policy framework pertaining to personal loan  product/Unsecured product 
• Monitoring loss in the business in different segments and highlight the reason for breach in threshold if any. 
• Automating crucial reports, testing and verifying the correctness of the same. 
• Co-ordinating with different stockholder for risk and policy related data and recommendation.

Job Requirements:

• Minimum 3-8 year of experience
• Work experience with MNC on risk/data analytics field is preferable
• Proficiency in SAS/Python/DEX for risk management and policy implementation. Ability to debug, troubleshoot and resolve issues related to risk and policy. 
• Use analytical skill to identify root causes of problem and recommend effective solution. 
• Experience in creating features and running decision tree/cluster analysis to identify segments will be an added advantage. 
• Good problem solving skills and clear communicator.

Education qualification:

• Btech or Grad/Post Grad in statistics - Preferred
• Certification in coding languages like SAS/SQL/Python – Preferred