Team Member - Risk-CREDIT CARD-Risk
Kotak Mahindra Bank
2 - 4 years
Kota, Mumbai
Posted: 02/10/2025
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Job Description
Job Responsibilities:
- Monitor portfolio delinquencies at micro level, identification of segments, locations, channels, profiles and proposing policies/ strategies to enable business and control risk
- Proficient in coding and working experience in creating risk monitoring dashboards like vintage charts, KPIs, business trends, etc.
- Managing portfolio with data driven insights using Demog and Bureau data and recommend necessary alteration in policy when required
- Experience on creating features using bureau/demog/banking variables and creating insights
- Handled cross functional projects to develop new product/program
- Knowledge about policy framework pertaining toproduct/Unsecured product
- Monitoring loss in the business in different segments and highlight the reason for breach in threshold if any.
- Automating crucial reports, testing and verifying the correctness of the same.
- Co-ordinating with different stockholder for risk and policy related data and recommendation.
Job Requirements:
- Minimum 0-2year of experience
- Work experience with MNC on risk/data analytics field is preferable
- Proficiency in SAS/Python/DEX for risk management and policy implementation. Ability to debug, troubleshoot and resolve issues related to risk and policy.
- Use analytical skill to identify root causes of problem and recommend effective solution.
- Experience in creating features and running decision tree/cluster analysis to identify segments will be an added advantage.
- Good problem solving skills and clear communicator.
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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