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Team Member Credit & Risk-CORPORATE BANKING-Credit

Kotak Mahindra Bank

2 - 5 years

Mumbai

Posted: 02/03/2026

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Job Description

  • Strong hold on Industry, financial & credit principles

  • Good verbal, written communication & presentation skills

  • Strong financial modelling and analytical skills

Responsibilities:
  • Preparation of Credit Appraisal notes for Structured Finance transactions 

  • Responsible for Credit underwriting, analysis/due diligence for deals, preparation of cash flow model and analysis

  • Performing industry & market research along with competitive analysis for assessment.

  • Conducting unit/factory visits and submit inspection reports. 

  • Discuss with business on Terms and Conditions for risk assessments 

  • Submitting Monthly Monitoring Reports to the Top Management

  • Identification of Early Signs of Stress and devising account strategy

  • Recommending and implementing corrective actions w.r.t. non-compliances of T&Cs

About Company

Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.

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