Team Leader - Commercial Mortgage

Key Responsibilities:

• Apply a detailed understanding of AAF Lending Policy, Standards, and Lending Criteria to assess loan applications.
• Evaluate commercial mortgage products for eligibility and suitability based on customer profiles and property types.
• Use front-end systems to submit and track CRE applications through to credit approval.
• Prepare credit papers for submission to UK baseds Credit team, ensuring clarity and completeness.
• Maintain a minimum 98% right-first-time documentation standard , ensuring accuracy and compliance.
• Work both independently and collaboratively to meet deadlines and service level agreements (SLAs).
• Adapt quickly to changing priorities and work proportionately based on transaction complexity.
• Contribute to process improvement initiatives , identifying areas for efficiency and automation.
• Build strong working relationships with internal stakeholders through clear and effective communication.
• Liaise with KYC and Financial Crime departments to resolve onboarding issues related to fraud or compliance.
• Attend ad hoc meetings as required by the UK team.
• Perform additional tasks as assigned to support the CRE Lending function.

Candidate Profile:

• Education & Experience:
• Bachelors degree in finance, Economics, Accounting, or related field.
• 13 years of experience in credit analysis, commercial lending, or financial services.
• Exposure to UK banking or international financial institutions is preferred.

Skills & Competencies:

• Strong analytical and documentation skills.
• Proficiency in Excel and financial modelling.
• Excellent written and verbal communication in English.
• Ability to work across time zones and manage remote stakeholder relationships.
• Familiarity with UK lending practices and compliance standards (training will be provided).

Desirable Qualifications:

• Progress toward CFA, FRM, or similar certifications.
• Understanding of UK property markets and commercial lending products.