Structured Finance Analyst- RMBS

Job Title: Structured Finance Analyst

Location: Pune, Maharashtra, India

Experience: 13 Years

Job Summary

We are seeking a Structured Finance Analyst with 13 years of experience to support global credit analysts in the analysis and modeling of Structured Finance transactions, primarily RMBS / ABS . The role involves cash-flow modeling, transaction document analysis, portfolio monitoring, and close coordination with onshore stakeholders, while adhering to high standards of quality, compliance, and process excellence.

Key Responsibilities

Structured Finance & Credit Analysis

• Support global Credit Analysts in performing cash-flow analysis for Structured Finance securities.
• Develop and maintain cash-flow models for RMBS transactions using tools such as IMAKE, Cashflow Evaluator, and Intex .
• Ensure accuracy, validation, and consistency of cash-flow outputs used in the credit rating process.
• Analyze and interpret transaction documents including Offering Circulars, Indentures, Term Sheets , and related legal documents.
• Collect and analyze asset-level and liability-level data required for cash-flow model setup.
• Script and test payment waterfalls and deal-specific conditions using proprietary modeling platforms.
• Perform scenario and sensitivity analysis to validate model outputs against legal and asset-specific criteria.
• Address and resolve queries related to cash-flow models during internal reviews and ratings discussions.
• Conduct ongoing model maintenance , testing, and validation based on investor reports and issuer/servicer disclosures.
• Assist in monitoring the performance of Structured Finance portfolios and analyzing credit events.
• Stay updated on developments in the Structured Finance market and assess their potential impact on transactions.

Process & Quality Management

• Follow defined processes, quality standards, and operating procedures in day-to-day activities.
• Contribute analytical insights to improve accuracy and efficiency of existing workflows.
• Prepare and maintain process documentation, operating manuals, and training materials .
• Identify opportunities for process improvements and automation .
• Ensure compliance with information security, confidentiality, and regulatory policies .

Stakeholder & Client Interaction

• Build and maintain effective working relationships with onshore analysts and key stakeholders .
• Align with stakeholders on scope of work, timelines, and deliverables for routine assignments.

Team & Knowledge Development

• Support training and mentoring of junior team members.
• Assist in onboarding and knowledge transfer for new hires.
• Participate in team-level initiatives and continuous learning activities.

Candidate Profile

• Strong understanding of Fixed Income and/or Structured Finance / Securitization concepts .
• Hands-on experience with RMBS / ABS cash-flow modeling .
• Good analytical and problem-solving skills with attention to detail.
• Excellent written and verbal communication skills .
• Ability to work independently, manage deadlines, and perform under pressure.
• Proactive, solution-oriented, and collaborative team player.
• Client-focused mindset with the ability to form analytical views based on guidance.

Qualifications

Essential

• MBA (Finance) Full-time
• OR Chartered Accountant (CA) / CFA

Preferred

• MBA / PGDM (Finance)
• Degree in Quantitative Finance
• CFA or FRM with 12 years of experience in Structured Finance / RMBS

Interested Candidates Can Share Their Updated Resume on