State Business Manager - Home loan
Muthoot
10 - 15 years
Bhopal
Posted: 27/06/2025
Job Description
Role Profile
State Business Manager-Home Loan
Role Profile
Role Title: State Business Manager-Home Loan
Designation: AVP
Function: Sales-Home Loan
Administrative Reporting: Zonal Business Manager-Home Loan
Functional Reporting: Zonal Business Manager-Home Loan
ROLE SPECIFICATION
Role Title | State Business Manager-Home Loan |
Employee Interviewed |
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Reports To | Zonal Business Manager-Home Loan |
Company | Muthoot FinCorp Limited |
Function/Department | Home Loan-SULB |
Written By |
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Approved By (Jobholder) |
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Approved By (Immediate Superior) |
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Date (Written On) | 15 Jan’25 |
ROLE SUMMARY
This role is responsible for driving business growth, managing sales teams, and ensuring timely collections in their assigned region
ORGANIZATIONAL CHART
Zonal Business Manager
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State Business Manager
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KEY RESPONSIBILITIES
Business growth and development | Generate high-quality business, analyze market dynamics, and identify opportunities for growth |
Team Management | Lead, motivate, and manage a team of Cluster Heads ,BBM & FOS to ensure they meet their targets |
Branch Administration | Oversee branch administration and infrastructure. |
Sales development |
Develop and execute sales strategies, build relationships with builders, developers, and local authorities, and facilitate smooth sales closure |
Compliance |
Ensure compliance with regulatory requirements and implement effective risk management strategies.
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Stakeholder Engagement |
Collaborate with Technical, Legal, Audit, Finance, IT and Operations.
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KEY CHALLENGES
- Technology
KEY DECISIONS TAKEN
With respect to ROI, CBM can approve 0.5% deviation
KEY INTERACTIONS
Internal Stakeholders | Muthoot Finance Ltd. is India’s largest Non-Banking Financial Company (NBFC) specializing in gold loans. Headquartered in Kochi, Kerala, the company offers a wide range of financial services including personal loans, insurance, money transfer, forex, and microfinance. Its core business is providing instant loans against gold jewellery, primarily serving the unbanked and underserved population across urban and rural India. With over 6,000 branches and a strong presence in international markets like the UAE, USA, and UK, Muthoot Finance is known for its deep-rooted trust, operational scale, and strong commitment to financial inclusion. The company is publicly listed and regulated by the Reserve Bank of India. Reach out to ideal employees in one shot! The intelligent campaign for reaching out to the ideal audience to whom you can ask for help (guidance or referral). |