Software Engineer

Greeting!!

We have an opening for Finacle- Loans/Payments/Trade Finance.

Job Title: Software Engineer Finacle (Loan Origination/Payments/Trade Finance)

Location: Mumbai/ Chennai / Hyderabad

Experience: 18 years

Employment Type: Full-Time

Job Description: Finacle Tester Loans, Payments & Trade Finance

We are looking for an experienced Finacle Tester with strong domain expertise in Loans, Payments, and Trade Finance modules. The role involves validating end-to-end banking workflows, configurations, integrations, and compliance with business rules to ensure high-quality delivery of core banking solutions.

Key Responsibilities:

Finacle Loans (Retail Lending):

• Validate Admin Module configurations, system parameters, and setup.
• Test Master Data including loan products, fees, documents, cities, states, countries, and currencies.
• Perform User & Group Management testing for roles, access controls, and permissions.
• Execute end-to-end loan lifecycle testing for: Instalment Loans/ Consumer Loans/ Secured Loans against Collateral/ Credit Cards
• Validate Customer and Application Inquiries.
• Test BPM workflows for application routing, approvals, and exception handling.
• Verify BRMS rules for eligibility checks, credit decisions, and validations.
• Validate Audit Trails for all critical system and user activities.
• Test loan-related MIS and regulatory reports for accuracy and data integrity.

Finacle Payments:

• Test domestic and international payment flows including NEFT, RTGS, IMPS, UPI, and SWIFT.
• Validate payment initiation, authorization, posting, and settlement processes.
• Test SWIFT messages (MT/MX) and payment validations.
• Perform exception handling, reversals, and reconciliation testing.
• Ensure compliance with payment-related controls and audit requirements.

Finacle Trade Finance:

• Test Trade Finance modules including:
• Letters of Credit (LC)
• Bank Guarantees (BG)
• Bills (Import/Export)
• Validate end-to-end trade transactions from initiation to closure.
• Test limit linkage, charges, accounting entries, and message generation.
• Verify compliance with trade finance rules, workflows, and regulatory norms.
• Validate reports and audit trails related to trade transactions.

Testing Responsibilities:

• Test case preparation, executing and managing the test cases
• Perform functional, integration, regression, and UAT support testing.
• Validate end-to-end workflows, business rules, and exception handling.
• Log and manage defects using tools like JIRA, HP ALM, or similar.
• Collaborate with cross-functional teams for timely resolution of issues.
• Ensure adherence to project timelines, quality standards, and compliance.

Required Skills:

• 18 years of experience in Finacle OE testing (Loan Origination/Payments/ Trade Finance)
• Strong understanding of workflows.
• Hands-on experience with BPM/BRMS testing.
• Good knowledge of SQL for data validation.
• Proficiency in test documentation, execution, and reporting.