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Sky Phygital Relationship Manager

Kotak Mahindra Bank

4 - 6 years

Kolkata

Posted: 23/12/2025

Getting a referral is 5x more effective than applying directly

Job Description

Role Overview

As a Sky Phygital Relationship Manager , you will manage a mapped customer base through a hybrid engagement modelfield visits, video calls, and telecalling. The role focuses on cross-selling banking products, deepening relationships, and delivering superior customer experience.

Key Responsibilities

  • Engage customers through physical visits, video interactions, and telecalling.
  • Cross-sell banking products:
  • Liabilities: Savings, Current Accounts, Term Deposits
  • Assets: Home Loans, LAP, Car Loans, Personal Loans, Gold Loans
  • Promote third-party products: Insurance, Mutual Funds, Digital Banking solutions.
  • Convert leads from Virtual Relationship Managers and Customer Engagement Center.
  • Ensure accurate documentation, KYC compliance, and timely service delivery.
  • Achieve monthly targets and maintain high customer satisfaction scores.

Qualifications & Experience

  • Graduate/Postgraduate in any discipline (Finance/Commerce preferred).
  • 14 years of experience in banking, financial services, or sales.
  • Strong communication, negotiation, and relationship management skills.
  • Digital-savvy with ability to demonstrate mobile banking features.

Skills & Competencies

  • Customer-centric approach with strong sales orientation.
  • Ability to work with multiple teams and meet deadlines.
  • Familiarity with CRM tools and digital engagement platforms.

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