Sky Phygital Relationship Manager
Kotak Mahindra Bank
1 - 4 years
Kolkata
Posted: 31/12/2025
Getting a referral is 5x more effective than applying directly
Job Description
Role Overview
As a Sky Phygital Relationship Manager , you will manage a mapped customer base through a hybrid engagement model-field visits, video calls, and telecalling. The role focuses on cross-selling banking products, deepening relationships, and delivering superior customer experience.
Key Responsibilities
- Engage customers through physical visits, video interactions, and telecalling.
- Cross-sell banking products:
- Liabilities: Savings, Current Accounts, Term Deposits
- Assets: Home Loans, LAP, Car Loans, Personal Loans, Gold Loans
- Promote third-party products: Insurance, Mutual Funds, Digital Banking solutions.
- Convert leads from Virtual Relationship Managers and Customer Engagement Center.
- Ensure accurate documentation, KYC compliance, and timely service delivery.
- Achieve monthly targets and maintain high customer satisfaction scores.
Qualifications & Experience
- Graduate/Postgraduate in any discipline (Finance/Commerce preferred).
- 1-4 years of experience in banking, financial services, or sales.
- Strong communication, negotiation, and relationship management skills.
- Digital-savvy with ability to demonstrate mobile banking features.
Skills & Competencies
- Customer-centric approach with strong sales orientation.
- Ability to work with multiple teams and meet deadlines.
- Familiarity with CRM tools and digital engagement platforms.
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