Senior Credit Underwriter - SME Business

Job Location : Andheri East - Chakala | Work from Office | Mon - Fri

Job Role : Credit Risk Portfolio Monitoring

Role Overview

We are seeking a highly motivated professional to join our Credit Risk Portfolio Monitoring team. The individual will be responsible for portfolio performance tracking, early warning identification for INDIA Portfolio book . This role requires strong analytical ability, understanding of trade finance structures, and a keen eye for identifying emerging credit risks across counterparties, sectors, and geographies.

Key Responsibilities

Portfolio Monitoring

• Track and monitor the performance of borrower portfolios.
• Identify early warning signals (EWS) through financial, transactional and external data.
• Regularly review obligor and sector exposures to highlight concentration and emerging risk trends.

Risk Analytics & Reporting

• Develop and maintain risk dashboards, MIS, and periodic portfolio health reports.
• Perform variance analysis on delinquency, write-offs, recoveries, and performance data

Policy & Governance

• Ensure compliance with credit risk policies and portfolio monitoring frameworks.
• Recommend risk appetite adjustments, credit triggers, and portfolio-level interventions.

Cross-functional Collaboration

• Work closely with Credit Underwriting, Collections, Risk Analytics, and Business teams to strengthen portfolio quality.