Senior Credit Analyst
Poonawalla Fincorp
5 - 10 years
Pune
Posted: 17/12/2025
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Job Description
Key Responsibilities
- Strategy Development
- Develop and test segmentation models and collection strategies (e.g., call prioritization, Field allocations).
- Support A/B testing for new strategies, channels, or customer treatments.
- Connects with collection team to refine contact and recovery strategies.
- Predictive Modeling & Insights
- Work with data science teams to develop predictive models for collections (e.g., propensity-to-pay, RF probability, Recovery).
- Use analytical tools to optimize resource allocation and improve recovery rates.
- Collaboration & Stakeholder Management
- Partner with Collection ,risk teams to align on recovery goals.
- Communicate analytical insights and actionable recommendations to stakeholders.
- Compliance & Process Improvement
- Ensure all strategies adhere to regulatory and company compliance standards.
- Continuously identify opportunities to improve .
Mandate Requirements:
- Minimum 4+ years of experience
- Prior experience in Banking or NBFC domain
- Proficiency in Python programming
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