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Senior Credit Analyst

Poonawalla Fincorp

5 - 10 years

Pune

Posted: 10/12/2025

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Job Description

Key Responsibilities

  • Strategy Development
  • Develop and test segmentation models and collection strategies (e.g., call prioritization, Field allocations).
  • Support A/B testing for new strategies, channels, or customer treatments.
  • Connects with collection team to refine contact and recovery strategies.
  • Predictive Modeling & Insights
  • Work with data science teams to develop predictive models for collections (e.g., propensity-to-pay, RF probability, Recovery).
  • Use analytical tools to optimize resource allocation and improve recovery rates.
  • Collaboration & Stakeholder Management
  • Partner with Collection ,risk teams to align on recovery goals.
  • Communicate analytical insights and actionable recommendations to stakeholders.
  • Compliance & Process Improvement
  • Ensure all strategies adhere to regulatory and company compliance standards.
  • Continuously identify opportunities to improve .


Mandate Requirements:

  • Minimum 4+ years of experience
  • Prior experience in Banking or NBFC domain
  • Proficiency in Python programming

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