Senior Business Analyst (Payments with Supply Chain Finance)

Project Description:

• Leading UK Bank is decommissioning its Universal Adaptor platform and migrating corporate clients to industry-standard payment and reporting formats with direct channel connectivity. The project involves onboarding clients onto host-to-host/SFTP connections and ISO 20022based file formats for payments, collections, reporting, and select open-account trade financing flows. Implementation Managers will work directly with corporate clients to advise on formats and connectivity, support testing, validate file exchanges, oversee go-live readiness, and ensure a smooth production cutover.

Responsibilities:

• Coordinate end-to-end onboarding and migration of corporate clients to SCBs standard payment, reporting, and connectivity solutions.
• Advise clients on payment file formats (ISO 20022, XML, SWIFT messages) and channel connectivity options (H2H, SFTP).
• Work with client IT teams to establish secure host-to-host connectivity and perform required configuration and validations.
• Review, validate, and support testing of payment/reporting files; track defects and obtain client sign-off.
• Manage promotion of connectivity and configurations from test to production; oversee go-live and warranty support.
• Liaise with internal product, channel technology, operations, and support teams to enable smooth implementation.
• Maintain project documentation and ensure compliance with Bank's implementation and change governance standards.

Mandatory Skills Description:

• Strong Transaction Banking Knowledge Working experience in corporate payments, collections, reporting, and/or open-account trade (invoice/supply chain financing).
• Hands-on File Format Expertise Practical experience with payment/reporting formats such as ISO 20022 (PAIN/PACS/CAMT), XML, SWIFT messages, and corporate upload specifications.
• Host-to-Host / Channel Connectivity Understanding of secure file exchange, H2H/SFTP connectivity, encryption, certificates, and integration between client ERP/TMS and bank channels.
• Client-Facing Implementation Experience Ability to interact directly with corporate client technical and business teams to gather requirements, guide formats, and validate files.
• Testing Support & Troubleshooting Ability to review file structures, perform basic SQL/log analysis, debug mapping issues, and support UAT through to production cutover.
• Stakeholder & Communication Skills Excellent articulation, documentation, and coordination with internal teams (product, channels, operations, support) and external corporate clients.

Nice-to-Have Skills Description:

Invoice / Supply Chain Financing Exposure

• Knowledge of open-account trade workflows (invoice discounting, dealer financing, buyer/seller financing).

Payment Security & Integration Standards

• Familiarity with encryption protocols (PGP/SSH), digital certificates, API authentication, and secure channel best practices.

Corporate ERP/TMS Awareness

• Understanding of how payment files are generated from systems such as SAP, Oracle, Tally, Kyriba, or custom ERPs.

Basic SQL & Log Analysis

• Ability to perform simple queries and extract information to debug mapping or connectivity issues.

Liquidity & Cash Management Concepts

• Awareness of pooling, sweeping, account hierarchy, and interest optimization setups.

Project Coordination / Agile Practices

• Exposure to structured implementation methodologies and working with cross-functional technology teams.

Languages:

• English: Proficient