Senior Analyst

Walkin- Drive at Chennai Location- 06th December 2025 & Timings-10:00 AM to 3 :00 PM

Interview Venue

Location: Consolidated Analytics Private Limited (11th Floor, Workafella, High Street, New No. 431, Anna Salai (Mount Road), Teynampet, Chennai Tamil Nadu , India

About the Role

The Mortgage Underwriter is responsible for evaluating loan applications and ensuring compliance with lending standards.

Responsibilities

• Loan Application Review:
• Analyse and verify loan applications, ensuring all required documents are complete and accurate.
• Assess the borrower's credit history, employment, income, and debt levels.
• Confirm the property's value through appraisal reports.

• Credit and Financial Analysis:
• Evaluate credit reports to determine the borrower's creditworthiness.
• Analyse financial statements, tax returns, pay stubs, and other income documentation.
• Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.

• Property Valuation Review:
• Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.

• Compliance and Risk Assessment:
• Ensure loans comply with all federal, state, and local regulations.
• Adhere to company policies and guidelines.
• Identify potential risks and assess the overall risk level of the loan.

Qualifications

• Any bachelors degree.
• Proven experience in mortgage processing or underwriting.
• Strong knowledge of mortgage industry regulations and procedures.
• Excellent analytical and problem-solving skills.
• Detail-oriented with exceptional organizational abilities.
• Proficiency in using mortgage processing software and financial tools.
• Effective communication and interpersonal skills.
• Ability to work efficiently under pressure and meet tight deadlines.
• Solid understanding of financial statements and credit reports.
• Certification in mortgage underwriting or related fields is a plus.

Required Skills

• Proven experience in mortgage processing or underwriting.
• Strong knowledge of mortgage industry regulations and procedures.
• Excellent analytical and problem-solving skills.
• Detail-oriented with exceptional organizational abilities.
• Proficiency in using mortgage processing software and financial tools.
• Effective communication and interpersonal skills.
• Ability to work efficiently under pressure and meet tight deadlines.
• Solid understanding of financial statements and credit reports.

Candidate should Flexible with Night shift & WFO

Notice Period- 0 - 30 Days