Senior Analyst- Annual Review

About Us

Evalueserve is looking to hire someone with experience in credit review/appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large corporates (3-10 yrs experience)

Candidates preferred with notice period- 0-30 days!

Roles & Responsibilities

Will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end-to-end lending journey such as follows:

Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit

Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters)

Calculating covenants in line with facility agreements and providing detailed rationale for covenant

Met/Breach results

Performing Annual/Quarterly or Half yearly reviews small or medium connections:

Business Overview

Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios)

Covenant performance

PD/LGD analysis

Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV,

Interest cover, leverage etc.) or any other sector-based guideline

Required Qualifications

Bachelor's/ Masters degree with a major in finance, economics, accounting or from a reputed institute with 2-10 years experience in similar profile

Strong Accounting and financial skills

Understanding and experience of credit review or underwriting role is desirable

Experience on lending platforms or credit search platforms like Credit lens, nCino or Lexis would be preferable.

Excellent interpersonal and ability to build strong team culture

Ability to practice attentive and active listening skills

Challenging current thinking by implementing new ways of working Strong Accounting and financial skills

Understanding and experience of credit review or underwriting role is Preferable

Good MS Office Skills

Excellent Communication and interpersonal skills

Ability to ensure that tasks within areas of responsibility are completed in a timely manner

Ability to practice attentive and active listening skills

Ability to identify pro-active ways to contribute to firms goals & mission

Challenging current thinking by implementing new ways of working.