Senior Analyst - Actuarial

Job Description:

Position Objective and Responsibilities

The candidate will be a key member of the Guardian India Actuarial Team, with ongoing partnership and support to the Strategic Initiatives and Inforce Management Team.

Key Responsibilities include:

Experience Studies

• Lead and review mortality, persistency, and surrender experience studies for life and annuity products.
• Design, enhance, and maintain repeatable analytical tools to improve efficiency, transparency, and controls in experience studies.
• Perform detailed data validation, reconciliation, and diagnostics to ensure high-quality inputs for actuarial analysis and assumption setting.
• Translate experience study results into clear insights and recommendations for stakeholders.

Data Analytics & Reporting

• Work on the monthly, quarterly, and annual experience monitoring reports for business partners.
• Identify trends, emerging risks, and anomalies in business performance and proactively communicate findings.
• Drive automation and simplification of recurring reports, reducing manual effort and increasing timeliness and accuracy.

Assumption Setting & Governance

• Develop and maintain best-estimate assumptions for actuarial models using company experience, industry studies, and external research.
• Partner with pricing, valuation, risk, and finance teams to ensure assumptions are consistent, appropriate, and well understood.

Underwriting & Reinsurance Support

• Perform protective value and underwriting impact studies to quantify the financial implications of changes in underwriting rules or practices.

Quality & Continuous Improvement

• Act as a technical resource.
• Proactively identify opportunities to improve data quality, analytical rigor, and process efficiency.
• Build and maintain strong, collaborative relationships with business partners
• Consistently demonstrate Guardian’s Core Values by acting with integrity, holding high professional standards, and delivering long-term business value.

Skills, Knowledge, and Behaviors

• Advanced proficiency in MS Excel, including complex formulas, controls, and model design.
• Strong hands-on experience with actuarial and analytical tools such as VBA, SQL/MS Access, Python,
• Strong understanding of life insurance and annuity products, experience analysis, and assumption development.
• Excellent analytical, problem-solving, and critical-thinking skills with the ability to interpret complex results.
• Ability to clearly communicate technical concepts to non-technical stakeholders.
• Proven capability to manage priorities.
• Demonstrated mindset of continuous improvement, automation, and efficiency gains.
• High level of professionalism, accountability, and alignment with organizational values.

Education and Experience

• 2-3 years of progressive experience in actuarial roles, preferably within life insurance.
• 4+ actuarial exams (CM1 & CS1 is preferable)
• Strong practical experience in experience studies, data analytics and assumption setting.
• Bachelor’s degree.

Location:

This position can be based in any of the following locations:

Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday