Risk / Data Analyst

Job Title: Risk & Data Analyst

Job Type: Data Science and Risk Analytics

Location : Bangalore

Job Description:

• Develop, deploy and iteratively improve on analytics-based strategies underpinning the lending products. These strategies span the entire customer lifecycle, across on-boarding, credit underwriting, fraud detection, collections and Upsell journeys
• Create and manage data assets to enable these distinctive offers. This includes data design, process controls and monitoring that enable product/ strategy optimisation, as well as portfolio monitoring
• Conduct post-implementation validation, monitoring, and performance tracking of risk models
• Perform portfolio analytics to identify trends, mitigate risks, and optimise underwriting strategies
• Work on building and validating ML/AI models that reject the high risk customers while also identifying low risk customers for significantly better offers.

Desired Candidate:

• 1 to 3 years of experience in Business / Risk / Data analytics in a lending company(Compulsory)
• Should have the hands on experience for python / SQL
• Proficient in Excel
• Excellent problem solving skills
• Strong communication skills

Qualification :

• Engineering Background OR
• MS in Data Science OR Data Analytics
• Minor Degree / Diploma in Data Science / Machine Learning.