Relationship Manager-Loan Against Property (LAP)-Sales
Kotak Mahindra Bank
5 - 10 years
Udaipur
Posted: 29/10/2025
Job Description
As a Relationship Manager, you will be the face of our company, representing Kotak Mahindra Prime Ltd to potential and existing clients. Your primary goal is to understand client needs, offer suitable loan products, and provide exceptional customer service throughout the loan journey. This role is crucial in driving business growth and maintaining our reputation as a trusted financial partner.
Responsibilities:- Build and nurture long-term relationships with clients, understanding their financial goals and requirements.
- Offer personalized loan solutions, including Loan Against Property (LAP) products, to meet client needs.
- Guide clients through the loan application process, ensuring a smooth and efficient experience.
- Stay updated on market trends, competitor offerings, and new loan products to provide the best advice to clients.
- Collaborate with internal teams, such as underwriting and legal, to ensure a seamless loan approval process.
- Maintain a high level of customer satisfaction by promptly addressing queries and concerns.
- Achieve individual and team sales targets through effective relationship management and cross-selling opportunities.
- Conduct regular client meetings and provide periodic updates on loan progress and market insights.
- Identify and mitigate potential risks associated with loan applications, ensuring compliance with regulations.
- Represent the company professionally at industry events and networking opportunities.
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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