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Relationship Manager-Loan Against Property (LAP)-Sales

Kotak Mahindra Bank

5 - 10 years

Mumbai

Posted: 29/10/2025

Getting a referral is 5x more effective than applying directly

Job Description

As a Relationship Manager, you will be responsible for managing and expanding the customer base for our Loan Against Property (LAP) products. Your primary focus will be on developing and executing sales strategies to meet and exceed business targets. You will be the face of the company, building trust and rapport with customers, and ensuring their financial needs are met with our LAP offerings.

Responsibilities:
  • Build and maintain strong relationships with existing and potential customers to understand their financial needs and goals.
  • Identify and target new business opportunities to expand the customer base.
  • Develop and implement effective sales strategies to achieve monthly, quarterly, and annual sales targets.
  • Provide customers with detailed information about our LAP products, including features, benefits, and eligibility criteria.
  • Assist customers in completing loan applications and ensure a smooth and efficient loan processing experience.
  • Stay updated with market trends, competitor offerings, and industry regulations to provide valuable insights to customers.
  • Collaborate with cross-functional teams to ensure a seamless customer journey, from application to loan disbursal.
  • Maintain accurate records of customer interactions, sales activities, and pipeline management.
  • Participate in sales meetings, provide regular updates on sales performance, and contribute to team discussions.
  • Represent the company at industry events, conferences, and networking opportunities to enhance brand visibility.

About Company

Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.

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