Relationship Manager-Portfolio-Agri Business Group (ABG)-Marketing Branches Operations
Kotak Mahindra Bank
5 - 10 years
Mumbai
Posted: 12/6/2024
Job Description
| Department | Agri Business Group (Agri SME – Working Capital Loans) |
| Job Title | Relationship Manager - Grade – M3 / M4 (Manager / Sr. Manager) – Portfolio Management |
| Reporting to | Area Sales Manager (ASM) |
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- Candidate should be self-motivated & strong relationship management skills. Requires decent communication skill, understanding of local language will be an advantage.
- To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) & Term Loan facilities
- Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis.
- Deepening relationship with existing customers through Cross sell liability & other third party products.
- Continuous monitoring of the accounts to ensure business is a per budgets
- Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection
- To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements.
CA / Graduate / Post Graduate Diploma / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply- People from different industries, such as from Agri Input Industries / Accounting firms / insurance companies / rating agencies / NBFCs / MFI Industries / Branch banking background can also apply.
- Strong oral and written Communication
- Relationship Management Skill
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About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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