Regional Sales Manager-Personal Loan-Sales

Job Title: Regional Sales Manager – Personal Loans

focuses on leading a sales team to achieve personal loan sales targets, driving profitable growth, managing DSA/dealer relationships, ensuring compliance, and fostering a high-performing sales culture within a specific geographic area, all while maintaining a healthy loan portfolio. Key duties include strategy development, team building, performance monitoring, forecasting, and customer relationship management, with a strong emphasis on business development and risk management. 

Job Summary:
Responsible for achieving profitable sales growth for personal loans within an assigned region by managing and developing a sales team, fostering strategic channel partnerships (like DSAs), and implementing sales strategies to expand the customer base while ensuring quality business and regulatory compliance. 

Key Responsibilities:

·       Sales Target Achievement: Drive profitable growth and meet ambitious sales targets for personal loans in the assigned region.

·       Team Leadership: Recruit, coach, motivate, and manage a sales team, setting objectives and monitoring performance to minimize attrition.

·       Business Development: Identify emerging markets, develop strategic business plans, and build strong customer and partner relationships to expand market share.

·       Channel Management: Oversee and grow partnerships with Direct Selling Agents (DSAs) and dealers to generate new business.

·       Portfolio Management: Ensure the quality of the loan portfolio by managing delinquency ratios and working with credit/risk teams.

·       Reporting & Forecasting: Present sales, revenue, and expense reports, providing realistic forecasts and insights to senior management.

·       Compliance & Risk: Ensure strict adherence to financial regulations, internal audit requirements, and risk management policies.