Regional Sales Manager-Affordable Housing Finance - Sales
Kotak Mahindra Bank
5 - 10 years
Surat
Posted: 02/03/2026
Job Description
Roles & Responsibilities
- Products include Vishwas Home Loans and Loan Against Property
- Manage a team of Relationship Managers (RMs) and Area Sales Managers (ASMs) to drive business volumes across both internal and external channels (Branch, DSA, Builder)
- Manage sales and distribution through the cross-sell and open market channels
- Work with cross functional teams like Credit, Legal, Technical, and Product & Ops to ensure business deliverables are met.
- Sanction & disbursement of files per month as per targets assigned
- Managing a set of diverse stakeholders , including internal teams, branches & DSA partners
- Ensure additional revenue generation through cross sell & multi selling of Insurance and other cross sell products.
- Ensure the portfolio quality is tracked and is per agreed norms
- Deliver the P&L of the portfolio
- Administer and ensure compliance to all business practices.
Knowledge & Experience
- Ability to manage and lead teams across geographies and well verse with local market.
- Team management & Decision making skills
- Ability to communicate & influence both internal & external stakeholders for driving business growth
- P&L acumen
- Knowledge of secured banking products is preferred.
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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