Product Specialist – Liquidity Management

Job Summary:

We are seeking a highly experienced Product Specialist Liquidity Management to drive the strategy, development, and implementation of innovative liquidity management solutions for our corporate and institutional clients. The ideal candidate will bring deep expertise in transaction banking, treasury services, and cash/liquidity management systems , along with strong knowledge of BFSI regulatory frameworks and client needs. This role requires close collaboration with business, operations, technology, and compliance teams to ensure our liquidity management offerings are market-leading, compliant, and client-centric.

Key Responsibilities:

Product Strategy & Development

Define product vision, roadmap, and positioning for liquidity management offerings.

Identify market trends, regulatory changes, and client needs to enhance product capabilities.

Develop and manage a competitive suite of liquidity products, including cash concentration, pooling, sweeping, notional pooling, virtual accounts, and intraday liquidity solutions.

Client Engagement & Solutioning

Engage with corporate clients to understand liquidity challenges and design tailored solutions.

Lead product demonstrations and workshops for internal stakeholders and clients.

Collaborate with relationship managers to support deal structuring and RFP responses.

Implementation & Delivery

Oversee the end-to-end product lifecycle from conceptualization to market launch.

Work closely with technology and operations to ensure seamless delivery of product enhancements.

Monitor performance, adoption, and profitability of liquidity products.

Regulatory & Compliance Alignment

Ensure all liquidity products comply with local and international regulations (Basel III, IFRS, PSD2, etc.).

Maintain strong relationships with risk and compliance teams to address regulatory requirements.

Skills & Competencies Required

Domain Expertise:

Strong knowledge of transaction banking, treasury services, and liquidity management concepts.

Proven experience in cash pooling, notional pooling, sweeping structures, and intraday liquidity.

Understanding of corporate treasury operations and bank liquidity risk management.

Technical & Tools Proficiency:

Experience with Treasury & Liquidity Management Systems (Kyriba, FIS Quantum, SAP TRM, Finastra Fusion Cash Management, IBS fintech, Calypso).

Hands-on experience with reconciliation and exception management tools such as IntelliMatch for transaction matching and break resolution.

Familiarity with core banking platforms (Temenos T24, Oracle Flexcube, Infosys Finacle).

Exposure to payment messaging standards (SWIFT MT/MX, ISO 20022).

Proficiency in data analytics & reporting tools (Power BI, Tableau, SQL).

Soft Skills:

Strong stakeholder management and client engagement skills.

Excellent problem-solving, analytical, and conceptual thinking abilities.

Ability to work cross-functionally with business, technology, and compliance teams.

Strong presentation and communication skills (verbal and written).

Educational Qualifications:

Bachelors degree in Finance, Economics, Business Administration, or Information Technology (Masters preferred).

Certifications such as CTP (Certified Treasury Professional), ACT (Association of Corporate Treasurers), or equivalent are desirable.

Preferred Industry Experience:

8+ years in BFSI domain, preferably in transaction banking, corporate banking, treasury operations, or cash/liquidity management.

Prior experience in a product management or specialist role in a bank, fintech, or treasury solution provider.

Exposure to global reconciliation processes using IntelliMatch or similar reconciliation platforms.