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Product Owner/Business Analyst Lead (Payments/API's) - C13 - Chennai

Citi Bank

5 - 10 years

Chennai

Posted: 15/04/2025

Job Description

Job Description

CITIDIRECT® BE is Citibank’s award winning next-generation, web based banking platform for Cash Management Services. The application provides one-click access to global transaction capabilities using an intuitive and user-centric workflow. CitiDirect BE supports multiple transaction types across multiple geographies, subsidiaries, and currencies.

The candidate will lead a team of business analysts in creating and maintaining requirements for CITIDIRECT® BE application. This will involve working with various functional area teams – Payments, Receivables Direct Debits, Trade and drive the efforts in requirements, analysis and functional design.

This role requires an individual with deep analytical experience, excellent leadership skills, outstanding business acumen and a broad range of knowledge to work with product, operations, technology teams, as well as senior leadership. The successful candidate will be a self-starter, comfortable with ambiguity, with strong attention to detail, and a proven ability to work in a fast-paced and ever-changing environment. 

Key Responsibilities:

  • Lead and mentor a team of passionate product owners on cash management portfolio.
  • Analyse and understand the current Cash Management product offerings within the bank in general and in

CitiDirect in particular.

  • Collaborate with business units, technologists on requirements gathering, solution design, and creation of functional specifications and supporting documents. Serve as a liaison between Product Partners and technology
  • Assess customer requirements, business process and system inefficiencies, and identifying and capitalizing on improvement opportunities.
  • Identify, create and facilitate process design changes by conducting business and systems process analysis and design;
  • Develop and lead positive, constructive collaborations with one or more cross-functional teams
  • Develops and evaluates project plans: provides direction and leadership to product owners.
  • Understand and negotiate needs and expectations of multiple stakeholders and fostering a healthy relationship with key stakeholders
  • Provide thought leadership to team members, peers; sensitize product owners to innovate and increase customer satisfaction; articulate ideas and viewpoints to senior management.
  • Supervise the design of new products, help product teams to define KPIs and devise commercialization strategies.
  • Partner with the business and technical teams and create/maintain the functional design for the various modules in the platform.
  • Act as subject matter expert on the various cash management domains- Payments, Receivables, Trade, Liquidity.
  • Assist in development of strategic business road maps, define KPI driven commercialization strategies for new products

Person Specification

Knowledge/Experience:

  • 14+ years’ experience as Business Analyst/Product Owner (5- 7 of them leading Business Analyst/product owners) with enterprise level financial applications
  • Must have experience working on large scale projects as well as handling day-to-day operational requests from the business
  • Strong project management, ability to successfully manage multiple tasks at any given point, strong relationship building skills & communication skills
  • Strong leadership skills- Must have lead a team of business analysts in current or previous role
  • Must have worked in Agile environment and a core cash management application.

Skills Required

  • Excellent communication skills (verbal, written, and presentation of complex information and data).
  • Good analytical skills – Ability to analyze complex business problems and craft process flows, AFDs to communicate, challenge solutions with technical architects.
  • Problem Solving, ability to take key decision by talking to SMEs, Product/Technology stakeholders
  • Teamwork and team management, guiding the team and clearing bottlenecks.
  • Strong negotiation skills
  • Demonstrated fluency in business processes and process differentiation
  • Project Management skill set- creating project plans and assigning work to team, raise alerts/risks when necessary.
  • A strong commitment to quality and efficiency
  • Excellent multitasking ability - Must have ability to track multiple issues, effectively manage time and competing priorities, and to drive results through partner organizations.
  • Hands on experience in agile environment as a product manager, product owner.
  • Technical Understanding of cash management product is must. Working in BDD environment, Business Process Modelling is a plus.

About Company

Citi Bank, officially known as Citibank, is a global financial institution and the consumer division of Citigroup, a leading multinational banking corporation. Established in 1812, Citibank provides a wide range of financial services, including retail banking, credit cards, personal loans, wealth management, and investment banking. With a strong presence in over 100 countries, it serves millions of customers worldwide, offering both individual and business banking solutions. Citibank is known for its digital banking innovations, global reach, and commitment to financial inclusion and economic growth.

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