Product Manager-SALARIED PL AND WORKING CAPITAL-MIS - KMBL

Role of Disbursement Coordinator in disbursement process- TAT starts post LOS sanction

• All required approvals / Deferrals to be taken by DC 
• Account opening to be initiated by DC 
• DC to check KYC before login of the case. Check BCIF and KYC should match 
• RCU to be checked by DC. IN case of any approval to be provided by DC
• Legal and technical and BCIF address to be checked before SL issuance 
• Technical hard copy report to be collected by DC.
• Legal to be cleared by ABM if any specific query is raised by legal 
• GC to be collected by DC( Non BT cases /upfront property cases )
• Disbursement File and Docket preparation with marking DC will do.
• If file is processed through MO or Non MO - ET to be raised by SRM/RM. DST to ensure all the documents are prepared as per DVU checklist. 
• Application form to be filled if not already provided at the time of login 
• RCU to be done on file.
• Property papers numbering to be ensured by DC as per GC / Legal report 
• Put all necessary approvals (rate, legal, technical, RFD, etc.) in the file/Mail  
• Once the file is ready RM raise ET in KRAMAN and DC submits the file in RCAD 
• Register entry is done in RCAD for each file so that FIFO system can be followed 
• Follow up for query with RCAD once the case is in their bucket 
• If ET is raised before, RCAD cut off than DC to ensure that queries are received before EOD else next day before 12 PM. 
• In Maharashtra , NOI initiation from vendor to be done by DC
• In registered mortgage cases, DC to ensure SRO appointment is provided by the vendor.
• Query resolution if any raised by RCAD 
• Deferral closure from RCAD