Product Manager-Personal Loan-Product Manager

Position: Product Manager – Personal Loans  

Location: Kotak bank  Goregaon Office 

Job Type:On-site (5 days work from office)  

Experience: 5-8 years  

Educational Qualification: Technical Graduate, MBA preferred  

 Job Band M5/M4, AVP/SM

About the Role:  

We are looking for an experienced Product Manager to join our Personal Loans team. The ideal candidate will bring strong expertise in product management, with a focus on driving successful product development, customer campaigns, and market research initiatives. This is a full-time office-based position, requiring someone with robust analytical abilities and problem-solving skills.

Key Responsibilities:  

- Lead end-to-end product lifecycle for personal loan offerings, from conceptualization to launch and post-launch evaluation

- Conduct market research and competitive analysis to identify market trends, customer needs, and growth opportunities

- Develop and implement effective product campaigns to improve product penetration and engagement

- Collaborate with cross-functional teams (Marketing, Campaigns, Risk, Operations, and IT) to ensure seamless execution of product strategies

- Monitor product performance, analyze trends, and recommend actionable insights to improve KPIs

- Prepare and present reports and presentations to stakeholders, detailing product performance and strategic initiatives

Preferred Qualifications:  

- Education: MBA or equivalent degree  

- Experience: Prior experience in product management, campaign management, or market research, ideally within financial services

Required Skills:  

- Proficient in Microsoft Office (Excel, Word, PowerPoint)  

- Strong analytical and problem-solving skills  

- Good understanding of customer needs and market dynamics in the personal loan sector  

- Excellent communication and presentation abilities  

Additional Advantage:  

- Hands-on experience with SQL and SAS for data analysis and insights  

Why Join Us?  

This is an excellent opportunity to be part of a dynamic team in the banking industry, where you will have the chance to make a tangible impact on our personal loan products and customer experience. If you are detail-oriented, data-driven, and excited to work in a collaborative environment, we’d love to hear from you.