Product Manager – Treasury

Job Title: Product Manager Treasury & ALM (Capital Cube)

Location: India (Mumbai preferred)

Experience: 712 years

Function: Product Management Treasury & Risk

Reports To: Head of Treasury Products

About Intellect Capital Cube

Capital Cube is Intellect Design Arenas next-gen, integrated Treasury Management Platform serving

global banks and financial institutions. With a strong footprint across 30+ countries, Capital Cube

empowers banks to manage liquidity, investments, and market risks with agility and regulatory

precision.

About the Role

We are seeking an entrepreneurial and banking domain-savvy Product Manager to own and drive

the Investments and ALM suite of Capital Cube, specifically focusing on delivering differentiated

value for UK, Europe, and Middle East markets. The role is based in India and offers a high-growth

track to build globally competitive fintech products from India.

Key Responsibilities

1. Product Vision & Strategy

Define and evolve the product vision and roadmap for ALM (Liquidity, IRRBB, FTP) and

Investments modules.

Anticipate regulatory and market shifts (Basel IV, EBA, ILAAP, PRA, IFRS9, SAMA) and

translate them into features.

Identify white spaces for innovation and automation in traditional treasury operations.

2. Client & Market Engagement

Interact directly with global and regional banks in the UK, Europe, Middle East, and India for

product discovery and validation.

Participate in pre-sales conversations and create customized value propositions for clients.

Work closely with relationship teams, client partners, and business architects.

3. Cross-Functional Leadership

Collaborate with Engineering, UX, QA, Implementation, and Support teams to drive quality

product outcomes.

Translate market needs into clear functional specifications and wireframes.

Lead sprint planning, backlog grooming, UAT and go-to-market execution.

4. Competitive & Regulatory Intelligence

Track competitors like Murex, Finastra, Moody's, Adenza, Oracle, FIS, and Kyriba.

Build deep understanding of treasury products used in India (e.g., Finacle Treasury, TCS

BaNCS, Infosys Edgeverve, SunGard) and how they compare globally.

Integrate India-specific regulatory compliance (RBI, SEBI, GIFT City, NBFC norms) into

product considerations, while also meeting global standards.

5. Evangelism & GTM

Create detailed product collaterals, whitepapers, and demo scripts.

Participate in thought leadership webinars, client forums, and industry roundtables.

Represent the product at analyst briefings and industry conferences.

Must-Have Skills

712 years of experience in banking treasury or product management, preferably in ALM,

liquidity, FTP, or investment platforms.

Prior experience working with or competing against key treasury platforms.

Experience in SaaS-based banking product management or Treasury consulting.

Deep understanding of:

o Asset Liability Management (ALM) including Liquidity, IRRBB, and behavioral

modelling.

o Investment Boof of Records and Investment operations including

primary/secondary market instruments, front-mid-backoffice functions.

o Funds Transfer Pricing (FTP) frameworks

o Exposure to treasury operations in banks/NBFCs in India is an added advantage.

Solid grasp of Basel regulations, EBA/PRA guidelines, SAMA norms, RBI ALM/ILM circulars.

Ability to interface with CXOs, CTOs, treasury heads, and IT/business stakeholders.

Desirable Add-ons

Familiarity with Islamic Banking, Middle East liquidity structures, and structured investment

products.

Experience in building cloud-native platforms or microservices-based products.

Certification such as FRM / CFA / CA / MBA (Finance) is preferred.

Awareness of Treasury digitization initiatives in India (GIFT City IFSC, RBI FX platforms,

fintech API integrations).

Understanding of AI/ML-based ALM analytics and advanced scenario stress testing.

Hedge Accounting

Target Profiles From:

Product managers and business analysts in fintech firms.

Domain consultants in Big 4 / banking advisory teams.