About Our Client

The financial arm of one of the largest conglomerates focusing on automobiles and auto parts

Job Description

Lead the design, development, and rollout of new lending and financial products for wholesale customers.
Conduct detailed market research, competitor benchmarking, and feasibility analysis to identify opportunities for new products.
Please note that understanding of VIN-based wholesale lending is a must have for this role.
Collaborate with Risk, Credit, Operations, Compliance, IT, and Sales teams to ensure product features align with internal policies and regulatory requirements.
Manage end-to-end product lifecycle, from ideation to launch, including performance tracking and product enhancement.
Develop pricing strategies, incentive structures, and product positioning in line with business goals.
Ensure timely regulatory approvals and compliance with RBI and other statutory guidelines.
Drive digital product initiatives, leveraging technology to improve customer experience and operational efficiency.
Provide regular product performance reports, MIS, and insights to senior management for decision-making.
Train and support the sales and operations teams on product features, processes, and benefits.

The Successful Applicant

Strong understanding of NBFC product lifecycle, especially in auto/wholesale finance domain.
Knowledge of RBI regulations, compliance frameworks, and product approval processes.
Proven ability to conceptualize and execute innovative financial products.
Excellent analytical, strategic thinking, and problem-solving skills.
Strong communication, presentation, and cross-functional collaboration skills.
Ability to work under pressure and deliver results within defined timelines.
MBA/PGDM in Finance, Marketing, Strategy, or related field from a reputed institute.
8+ years of relevant experience in Product Management in NBFCs, Banks, or FinTechs.
Exposure to auto-finance/wholesale finance domain preferred.

Product Manager