Product Manager- Credit Underwriting

We have an opening For Product SME Credit Underwriting (Product Manager)

Role Snapshot

Title: Product SME Credit Underwriting (Product Manager)

Location: Mumbai, Maharashtra

Experience: 38 Years

Industry Preference: Banking / Credit / FinTech

Reporting Nature: Individual contributor + client-facing SME

Core Purpose of the Role

This role blends Credit Underwriting Subject Matter Expertise with Product Management & Pre-Sales responsibilities. The candidate must deeply understand credit underwriting frameworks and be able to translate them into scalable products and client-ready solutions.

Key Responsibilities (Simplified)

• Act as SME for Credit Underwriting products
• Own and guide credit processes & credit policy alignment
• Translate complex underwriting logic into simple business language
• Conduct product demos & client presentations
• Support pre-sales discussions with strong domain knowledge
• Track regulatory changes, market trends & competitors
• Drive product improvements based on feedback
• Collaborate with Tech, Sales, Marketing & Engineering

Mandatory Qualifications

MBA (Finance) / CA / CFA

Minimum 3 years of Credit Underwriting experience in a Bank

Hands-on exposure to:

• Credit underwriting assessment
• Risk evaluation models
• Credit policies & approval workflows

Preferred Background

• Product Manager / Business Analyst exposure
• FinTech / Credit Platform / Digital Lending experience
• Ability to work independently in client-facing scenarios

Ideal Candidate Profile

Strong banking credit underwriting foundation

Can pitch and demo products confidently

Comfortable speaking with clients, sales & tech teams

Thinks like a product owner, not just an underwriter

Quick Screening Questions (Recommended)

1. Have you worked on credit underwriting in a bank? (Y/N Mandatory)
2. What type of credit products have you underwritten? (SME/Retail/Corporate)
3. Have you participated in product demos or pre-sales discussions?
4. Exposure to credit policy design or policy implementation?
5. Any experience working with FinTech / digital lending platforms

If interested, share your updated resume on