Product Manager-Bharat Business Loans-Product Manager
Kotak Mahindra Bank
5 - 10 years
Mumbai
Posted: 02/03/2025
Job Description
- Develop a comprehensive product strategy for Home Loans and LAP, considering market trends, customer needs, and competitive landscape
- Conduct market research to identify opportunities, assess customer preferences, and stay updated on industry developments
- Lead the end-to-end product development lifecycle, from ideation to launch, including defining product features, pricing, and underwriting criteria
- Work closely with sales, marketing, operations, and technology teams to ensure seamless product execution and customer satisfaction
- Continuously monitor product performance, KPIs, and customer feedback to make data-driven decisions and drive improvements
- Manage the budget for product development, incentives, and other related activities
- Monitor mortgages portfolio’s performance in terms of Profitability , growth and risk metrics
- Provide support to sales channel to improve product understanding and drive business
- Ensure all product and processes comply with regulatory requirements and guidelines
Job Requirement :
- Qualification - MBA
- Minimum 15+ years of experience in product management with Banks/NBFCs in Home Loans and Loan Against Property.
- Proven track record in developing and managing successful loan products
- Analytical mindset with an ability to interpret market and financial data, Strategic in thought tactical in execution
- Must have a tech mindset to product management
- Excellent communication , negotiation and leadership skills
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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