Product Manager | APM: IT PM | Pune | Finance Transformation

Consulting
Technology: Product Owner Card and Payment
ConsultingProduct Owner Card and PaymentYour potential, unleashedIndias impact on the global economy has increased at an exponential rate and Deloitte presents an opportunity to unleash and realise your potential amongst cutting edge leaders, and organisations shaping the future of the region, and indeed, the world beyond.At Deloitte, your whole self to work, every day. Combine that with our drive to propel with purpose and you have the perfect playground to collaborate, innovate, grow, and make an impact that matters.The teamEnterprise technology has to do much more than keep the wheels turning; it is the engine that drives functional excellence and the enabler of innovation and long-term growth. Learn more about ET&PYour work profileAccountabilities:Product Strategy & VisionDefine and articulate the product vision for card network offering aligned with corporate objectives and stakeholder inputs.Develop medium- and long-term roadmaps incorporating network-specific launches, feature updates, co-brand opportunities, tokenization initiatives, etc.Backlog Management & PrioritizationOwn and prioritize the product backlog, ensuring features are clearly defined, well-documented, and deliverable.Translate business and customer requirements into detailed user stories and acceptance criteria and maintain prioritization based on business value, risk, and technical feasibility.Apply Scrum/Agile frameworks to ensure the Agile team stays focused, efficient, and aligned with sprints and PI planning.Lead sprint planning, review ceremonies, backlog refinement sessions. Facilitate decision-making on tradeoffs between speed, scope, and regulatory imperatives.Stakeholder CollaborationAct as the liaison between business units (marketing, finance, compliance), engineering, network compliance teams, card issuers/acquirers, and external partners.Regularly provide updates, manage expectations, and coordinate cross-functional decision making.Value Measurement & ReportingDefine and track key metrics, success factors, client and market survey for ideation fitment, market research, and competitive analysis to validate hypotheses.Track and report KPIs to evaluate product success and areas for improvement. Present progress, risk registers and performance metrics to senior leadership with professional clarity.Regulatory and Compliance OversightEnsure full compliance with regulations, especially on business card issuance, co-brand agreements, data storage policies (localization), choice of network mandates, and customer consent protocols.Skills and requirements5+ years of product management or product ownership experience in the payments, cards, or fintech industry and successful implementation of at least one product end to end.Strong knowledge of card payment systems (issuance, acquiring, clearing & settlement).Experience working with networks like Mastercard, Visa, Amex, or other scheme providers.Proficiency in Agile/Scrum methodologies and product management tools (e.g., Jira, Confluence).Familiarity with APIs, tokenization, fraud prevention, and digital wallets is a plus.Excellent communication and stakeholder management skills.Experience: 9 to 12 years of experience in product management, product owner or similar roles.Education:Bachelors degree in computer science, Business, Finance, or a related field; MBA preferred.Certified Scrum Product Owner (CSPO) certification Agile certifications/ trainings preferred.Location: PuneHow youll growConnect for impactOur exceptional team of professionals across the globe are solving some of the worlds most complex business problems, as well as directly supporting our communities, the planet, and each other. Know more in our Global Impact Report and our India Impact Report.Empower to leadYou can be a leader irrespective of your career level. Our colleagues are characterised by their ability to inspire, support, and provide opportunities for people to deliver their best and grow both as professionals and human beings. Know more about Deloitte and our One Young World partnership.Inclusion for allAt Deloitte, people are valued and respected for who they are and are trusted to add value to their clients, teams and communities in a way that reflects their own unique capabilities. Know more about everyday steps that you can take to be more inclusive. At Deloitte, we believe in the unique skills, attitude and potential each and every one of us brings to the table to make an impact that matters.Drive your careerAt Deloitte, you are encouraged to take ownership of your career. We recognise there is no one size fits all career path, and global, cross-business mobility and up / re-skilling are all within the range of possibilities to shape a unique and fulfilling career. Know more about Life at Deloitte.Everyones welcome entrust your happiness to usOur workspaces and initiatives are geared towards your 360-degree happiness. This includes specific needs you may have in terms of accessibility, flexibility, safety and security, and caregiving. Heres a glimpse of things that are in store for you.Interview tipsWe want job seekers exploring opportunities at Deloitte to feel prepared, confident and comfortable. To help you with your interview, we suggest that you do your research, know some background about the organisation and the business area youre applying to. Check out recruiting tips from Deloitte professionals.